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Data Center Inc.: Community Banking with Mobile Technology

John Jones, President & CEO, Data Center Inc.John Jones, President & CEO
The latest revolution in banking revolves around the idea of facilitating the user to make payments, transactions and other banking activities using mobile phones in a simpler yet creative way. The idea for mobile internet banking has been around for several years but boomed significantly in the recent past with the introduction of smartphones. Mobile banking creates an avenue for a cheaper and easier transaction which is profitable for both the bank and the customer. Experts in this area suggest that mobile banking technology work flawlessly with community banks especially while serving their customers. Data Center Inc. (DCI), a Kansas-based company, offers its award-winning iCore360 web-based bank processing and management software that helps the community banks to build and deliver internet and mobile banking solutions to empower their customers with any time, anywhere banking. The platform also allows bankers to create solutions for remote capture, ATM network and card services, virtualization and network services, data security and more. DCI’s mobile banking solutions help the community banks to deliver unified mobile banking experience to their customers with an ability to manage money and pay bills in an easier, secure and efficient way. The solutions enable the customers to view the history of account transactions and approve the latest money transactions.

On the other hand, the customers can pay/set up a bill record/payment with a mobile device photo. DCI also integrates the function of eVault electronic record keeping that permits the customers to upload documents or images for the future online mobile transaction. The ability to exchange money quickly and easily has been one of the most important developments in recent mobile banking history and is identified as P2P money transfer methods.



The personal relationships we build and the stability of our private ownership are what really makes us successful because that’s what earns us the trust and loyalty of the bankers we serve, and that’s what’s most valuable to us as their core partner


To this end, DCI’s P2P payment system enables the customers to make financial transactions with another person. Apart from this, the solutions offer services like activating, blocking or unblocking ATM cards through a mobile phone, check for images, statements, and notices given out by the bank and allow secondary user access when it is needed. Also, the one system one sign in option from DCI helps to secure the customer’s privacy.

iCore360, the platform behind mobile and internet banking solutions, gives community banks full control over their data. With this, the customer data is secured, and it blocks any cyber attacks or malware. This differentiates DCI from other core processing technology providers. “DCI understands the value of their customers’ success and takes a unique role in achieving that success, which sets them apart from other core processors,” says Michael Cearley, President, Centera Bank.

DCI’s technology is not limited to online mobile banking but extends to other major banking services. DCI partnered with Vetter, a financial technology solution provider, to bring community financial institutions a strategic growth platform with a 90-second digital account opening facility. The company aims to empower community financial institutions to grow profitably in the ever-evolving digital world. “The personal relationships we build and the stability of our private ownership are what really makes us successful because that’s what earns us the trust and loyalty of the bankers we serve, and that’s what’s most valuable to us as their core partner,” says John H. Jones, President and CEO, Data Center Inc.